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Service Credit --Quicklinks-- Calculating Retirement Retirement Benefits Benefit Options Preparing for Retirement Earned Service Credit Leave of Absence Membership Contributions Refund Information Pension Payments Disability Retirement Disability Benefits Employment after Retirement Return to Work Program Contractors $15.000 or FTE Rule Reemployment of Retirees Community Property Rights Dividing Benefits Divorce NM Health Care Authority Cost of Living Adjustment Retirement Eligibility Deferred Retirement Rule of 75 Allowed Service Effective Retirement Date Reciprocity ERA/PERA Options before Retirement Alternative Retirement Plan Sabbatical Leave

In order to provide members with personalized services on such topics as preretirement planning, the Educational Retirement Board has an office in Santa Fe and district offices located in Albuquerque and Las Cruces. All ERB offices are open from 8:00 a.m. until 5:00 p.m., Monday through Friday, except for state holidays.